Loaner life jackets and float plans are available at all town docking facilities thanks to the Boy Scouts. Life jackets may be borrowed to ensure that everyone is safe while on the water, just take what you need and return them when you are done.
Likewise you should fill out a float plan before heading out on the water. Take a moment to fill out the form and leave it in the box. First responders will be better able to assist you in the event you get in trouble.